MEMBERSHIP BENEFITS

BENEFITS OF JOINING NWUCA

NWUCA provides our contractors with a wide variety of resources to help them grow,

including training, scholarships, networking, and much more.

HEALTH INSURANCE PROGRAM

NWUCA offers an employee welfare benefit plan to all of our qualified employer members serving the construction industry. Partnering with Providence Health Plan, Kaiser Permanente NW, Samaritan Health Plans, Ameritas Life and LifeMap/VSP, our participating member groups have exclusive access to unique and comprehensive employee benefit coverage options comprised of various HMO and PPO type plans.

CONTRACTORS INSURANCE EXCHANGE

Participating NWUCA member groups with 2 or more full-time benefit eligible employees will have access to competitive Large Group Employee Benefits & Rates
LifeBalance membership included with the purchase of any medical plan
Full Service COBRA administration is included with the purchase of any medical plan
Complementary Section 125 Premium Only Plan documents when Colonial Life voluntary product(s) are offered
Colonial Life Voluntary Offering includes generous Guaranteed Issue Amounts, Preferred Rates and No Minimum Participation required

Web-based Benefit Administration Platform accessible 24/7 simplifying the group’s enrollment, billing and payment processes
Consolidated Invoicing & One Electronic Payment for all core products purchased through the Program (voluntary products excluded)
Employer Compliance Services & Regulatory Notice Support Included
Access to the Contractors Retirement Plan 401k

INSURANCE EXCHANGE CARRIERS & SERVICE PROVIDERS

NEW Providence Health Plan

NEW Providence Health Plan (6 PPO & 3 HSA’s Plan, 2 Provider Networks & Alternative Care Riders)

Available to Participating Member groups headquartered in Multnomah, Washington, Clackamas, Yamhill, Marion, Polk, Lane & Deschutes counties and Clark County, WA

LifeMap

Group Life & Short-Term Disability

Kaiser Permanente NW

6 HMO 3 POS & 3 HSA Plans with Vision & Alternative Care Riders

Only available in select markets

LifeBalance

Well-Being & Lifestyle Discount Program

Kaiser Permanente NW

5 PPO Dental Plans – includes Kaiser and statewide PPO network of contracted dental providers

Available in OR and WA

WellSpring Employee Assistance Plan

3 face to face sessions per issue

Samaritan Health Plan

15 PPO & 5 HSA Medical Plans with Alternative Care Rider

Available to Participating Member Groups hq’d outside the PDX Metro county area

Preferred NWUCA Group Insurance Agents

Ameritas Life

5 PPO Dental Plans – includes Kaiser and statewide PPO network of contracted dental providers

Available in OR and WA

TailorWell

Online Employer Enrollment Maintenance Tool, Monthly Invoice Presentment & Seamless COBRA Administration with PBC

LifeMap

3 Vision Plan Options offered exclusively through VSP

Colonial Life

Group Voluntary & Worksite Benefits

EDUCATION SCHOLARSHIPS

(4)-$3000 scholarships for current graduating high school seniors and/or current college students
$3000 for students planning to attend/currently attending the NW College of Construction
50% Tuition Credits and 30% Discount on Books & Lab Fees at the NW College of Construction

ADDITIONAL BENEFITS

Heavily Discounted Rates to Join the Construction Industry Crime Prevention Program (CICP)
Competitive Rates
Composite GL Rating available based on Sales or Payroll
Carrier and Sponsor / Administrator Advertising $$ back to the Northwest Utility Contractors Association based on participation

Tailored coverages – NO subsidence exclusion, NO residential exclusion, full 10-year statute of limitations coverage, Ltd. Jobsite Pollution, ltd. Demolition, etc.
Dividend payout based on loss results of the group. – up to 24.9% of premium returned.
- No Joint & Several liability for members
No Assessments upon the group for less than favorable results.